MM2H Fees and Fixed Deposit (2026): What to Budget For

What makes up your MM2H budget?

Keep these items separate when planning your funds:

• Programme and agent fees: participation, government processing, pass and visa fees, and the government-fixed agent fee.
• Fixed deposit: the amount required for your category in a licensed Malaysian bank.
• Property: the qualifying home and its purchase costs. The MM2H property minimum is not a fee.

MM2H fixed deposit by category

The main applicant’s minimum age and fixed deposit requirement are:

For SEZ/SFZ, the deposit amount depends on the applicant’s age. This is the Forest City option; its property requirement is explained below.

The fixed deposit is placed in a licensed Malaysian bank. After conditional approval, opening the fixed deposit is one of the local requirements to complete before the pass is endorsed.

MM2H fees: participation, processing and government-fixed agent fees

The MM2H agent fee is a fixed amount set by the government. It covers certain government charges as well as a number of application-related costs that applicants would otherwise pay themselves.

The government processing fee is RM 5,000 per main applicant + RM 2,500 per dependant (all categories). There are no participation fees for dependants. Pass and visa fees are payable on endorsement.

For family budgeting, distinguish the main applicant’s fees from the processing fee for each dependant. Ask us to check the figures for your family and chosen category before you commit.

Can you withdraw part of the MM2H fixed deposit?

After approval, you may withdraw up to 50% of the fixed deposit to buy a residence, or for education, medical or tourism expenses in Malaysia.

For a home purchase, the date of purchase and the date your pass is endorsed matter. Being able to use an existing home for the property requirement does not automatically mean every earlier purchase qualifies for a deposit withdrawal.

Silver, Gold and Platinum: the property withdrawal timing

• Bought before endorsement: the home must have been bought within 2 years before the endorsement date.
• Bought after endorsement: withdrawal is allowed immediately after the purchase.
• Value: a home you already own must meet your category’s minimum value.

For SEZ/SFZ, the property purchase must have been made within 6 months before endorsement for a property-related withdrawal. The separate requirement to own a qualifying Forest City home before endorsement still applies.

Documents for a property-related deposit withdrawal

Keep these documents for the withdrawal:

• The stamped Sale and Purchase Agreement (S&P).
• A receipt showing that 10% of the purchase price has been paid.

For the documents needed for the initial MM2H application, use our separate MM2H documents checklist.

Property minimums and when you need to buy

For Silver, Gold and Platinum, state minimum prices for foreign buyers also apply: the higher of the category minimum and the state minimum is the one to meet. A home you already own counts if it meets your category’s minimum value.

For SEZ/SFZ, only a Forest City home bought directly from a Forest City developer qualifies. A resale home does not count. Johor’s state consent fee of 3%, with a minimum of RM 30,000, applies to Forest City units bought from the developer.

Allow for the home’s purchase costs as well as its price. See our MM2H property requirements guide for state minimums, buying costs and selling rules.

Selling your MM2H property within 10 years requires cancelling your visa or upgrading by buying a higher-value residence.

Plan the fees, deposit and purchase together

1. Choose a category: compare the deposit, fees and qualifying property requirement, not just the lowest headline figure.
2. Check your family: identify the main applicant and the dependants for the government processing fees.
3. Check the property and dates: confirm the minimum value and purchase deadline, and if you already bought a home before your pass was endorsed, check it was bought within 2 years before the endorsement date.
4. Keep the withdrawal evidence: retain the stamped S&P and the receipt showing the 10% payment.

We can review your category, family and intended purchase with you. The main MM2H page brings together the eligibility rules and application overview.

MM2H fees and fixed deposit: frequently asked questions

How much is the MM2H fixed deposit?

Silver requires USD 150,000; Gold USD 500,000; and Platinum USD 1,000,000. SEZ/SFZ requires USD 65,000 for applicants aged 21–49, or USD 32,000 for applicants aged 50+. The deposit is placed in a licensed Malaysian bank.

What are the MM2H participation and processing fees?

The one-off participation fee per main applicant is RM 1,000 for Silver and SEZ/SFZ, RM 3,000 for Gold, and RM 200,000 for Platinum. There are no participation fees for dependants. The government processing fee is RM 5,000 per main applicant + RM 2,500 per dependant (all categories). Pass and visa fees are payable on endorsement.

What is the MM2H agent fee?

The MM2H agent fee is a fixed amount set by the government: RM 40,000 for Silver and SEZ/SFZ, RM 55,000 for Gold and RM 70,000 for Platinum. It covers certain government charges as well as a number of application-related costs that applicants would otherwise pay themselves.

How much of the fixed deposit can I withdraw?

After approval, you may withdraw up to 50% of the fixed deposit to buy a residence, or for education, medical or tourism expenses in Malaysia. Property-related withdrawals have purchase-date conditions.

Can I withdraw for a home bought before endorsement?

For Silver, Gold and Platinum, the home must have been bought within 2 years before the endorsement date. For SEZ/SFZ, the property purchase must have been made within 6 months before endorsement. A home you already own must meet your category’s minimum value.

Can I withdraw immediately after buying a home?

For Silver, Gold and Platinum, if you buy after endorsement, withdrawal is allowed immediately after the purchase. Keep the stamped S&P and a receipt showing the 10% payment.

Which documents do I need for a property withdrawal?

You need the stamped Sale and Purchase Agreement (S&P) and a receipt showing that 10% of the purchase price has been paid.

Does the Forest City developer purchase have a state consent fee?

Yes. Johor’s state consent fee is 3%, with a minimum of RM 30,000, and applies to Forest City units bought from the developer. SEZ/SFZ requires a home worth at least RM 500,000 bought directly from a Forest City developer, not a resale home, before endorsement.